Now days company's try to get over on people who is not aware of financial part of there life. people see something new and buys that car or phone without really reading the negatives of what exactly a person is getting there self into. Due to the fact people is lazy and don't care to read the book that is presented to the costumer businesses take complete advantage over that person to make there money. Me personally i understand what businesses do i would do the same because businesses get payed on sales not hourly. they could inform the people about the last section of the paper they are signing. I think the government should take the blame because its not fair to the people for not knowing the business.